Finance to Suit You

Island Bathrooms & Kitchens has teamed up with Klarna Bank to offer you the option to pay for your new bathroom on finance, so you can spread the cost of your new bathroom over 10, 24, 36 or 48 months. Our finance options include 0% APR representative interest free credit, over a term period of 10 months for orders over £1500.00, which only requires a 25% deposit. Plus we also offer flexible interest bearing options with term periods between 2 and 4 years for orders over £500.00, which only require a 10% deposit.

If you’re eligible for finance and you’d like to find out more about how you can buy your new bathroom with flexible finance options please visit our bathroom experts in-store.

Am I Eligible?

Finance options are available if you’re 18 years or over; a UK resident for 3 years or more/permanent UK resident; able to make regular payments by direct debit; be in regular employment (at least 16 hours per week) which includes self-employment, or in a permanent residence with your spouse or partner who is in regular employment; and have a debit card or credit card in your name and registered to your address. Please note that other conditions may apply, such as your credit score or your existing account performance with other lenders etc.

How Do I apply?

1.  Visit our experts in-store, they’ll use the Klarna Bank online calculator to review which finance options could be suitable for your monthly budget.

2. You’ll then fill out the online Klarna Bank form with your personal details, so that your application for finance can be reviewed by Klarna Bank. On average applications take no more than 5 minutes to complete.

3. After your application has been reviewed (if you’re eligible for finance and if Klarna Bank, our 3rd party financial services provider, does not need to look at your application in more detail) you’ll get a credit decision within 5 seconds*. You’ll then read and sign your credit application with Klarna Bank, pay your deposit, and then your application will be complete.

Finance Terms & Conditions

0% interest free finance is available on orders over £1500.00 inc VAT with a term period of 10 months, subject to conditions and status. Interest bearing finance is available on orders over £500.00 inc VAT with term periods of 24, 36 or 48 months, subject to conditions and status.

Trade prices and sale items are excluded from finance. Please be aware that our finance options may not cover certain brands, ranges or products.Island Bathrooms acts as credit broker/intermediary and not as a lender. Island Bathrooms is authorised and regulated by the Financial Conduct. Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial. Services Authority, with limited supervision by the Financial Conduct Authority.