Finance to Suit You

Island Bathrooms & Kitchens has teamed up with Hitachi finance to offer you the option to spread the cost of your new bathroom or kitchen on finance. We have a range of finance options including interest free 0% APR representative interest free credit, this is a fixed term period of 12 months for orders over £500.00, which only requires a 10% deposit. We also have a flexible Buy Now Pay Later finance available over 5 or 10 years.

If you’re eligible for finance and you’d like to find out more about how you can buy your new bathroom with flexible finance options please visit our bathroom experts in-store.

Am I Eligible?

Finance options are available if you’re 18 years or over; a UK resident for 3 years or more/permanent UK resident; able to make regular payments by direct debit; be in regular employment (at least 16 hours per week) which includes self-employment, or in a permanent residence with your spouse or partner who is in regular employment; and have a debit card or credit card in your name and registered to your address. Please note that other conditions may apply, such as your credit score or your existing account performance with other lenders etc.

How Do I apply?

1.  Visit our experts in-store, they’ll use the Hitachi finance online calculator to review which finance options could be suitable for your monthly budget.

2. You’ll then fill out the online Hitachi finance form with your personal details, so that your application for finance can be reviewed by Hitachi finance. On average applications take no more than 5 minutes to complete.

3. After your application has been reviewed (if you’re eligible for finance and if Hitachi finance, our 3rd party financial services provider, does not need to look at your application in more detail) you’ll get a credit decision within 5 seconds*. You’ll then read and sign your credit application with Hitachi finance, pay your deposit, and then your application will be complete.

Finance Terms & Conditions

0% interest free finance is available on orders over £500.00 inc VAT with a term period of 10 months, subject to conditions and status. Buy Now Pay Later finance is available on orders over £1000.00 inc VAT with term periods of 60 or 120 months, subject to conditions and status.

Trade prices and sale items are excluded from finance. Please be aware that our finance options may not cover certain brands, ranges or products.Island Bathrooms acts as credit broker/intermediary and not as a lender. Island Bathrooms is authorised and regulated by the Financial Conduct Authority. Credit is provided by Hitachi finance, which is authorised and regulated by the Financial Conduct Authority.