Finance to Suit You

Island Bathrooms has teamed up with Close Brothers Retail Finance to offer you the option to pay for your new bathroom on finance, so you can spread the cost of your new bathroom over 10, 24, 36 or 48 months. Our finance options include 0% APR representative interest free credit, over a term period of 10 months for orders over £1000.00, which only requires a 25% deposit. Plus we also offer flexible interest bearing options with term periods between 2 and 4 years for orders over £500.00, which only require a 10% deposit.

If you’re eligible for finance and you’d like to find out more about how you can buy your new bathroom with flexible finance options please visit our bathroom experts in-store.

 

Available Finance Options

Am I Eligible?

Finance options are available if you’re 18 years or over; a UK resident for 3 years or more/permanent UK resident; able to make regular payments by direct debit; be in regular employment (at least 16 hours per week) which includes self-employment, or in a permanent residence with your spouse or partner who is in regular employment; and have a debit card or credit card in your name and registered to your address. Please note that other conditions may apply, such as your credit score or your existing account performance with other lenders etc.

 

How Do I apply?

1.  Visit our experts in-store, they’ll use the Close Brothers Retail Finance online calculator to review which finance options could be suitable for your monthly budget.

2.  You’ll then fill out the online Close Brothers Retail Finance application form with your personal details, so that your application for finance can be reviewed by Close Brothers Retail Finance. On average applications take no more than 5 minutes to complete.

3.  After your application has been reviewed (if you’re eligible for finance and if Close Brothers Retail Finance, our 3rd party financial services provider, does not need to look at your application in more detail) you’ll get a credit decision within 5 seconds*. You’ll then read and sign your credit application with Close Brothers Retail Finance online, pay your deposit, and then your application will be complete.

 

Finance Terms & Conditions

0% interest free finance is available on orders over £1000.00 inc VAT with a term period of 10 months, subject to conditions and status. Interest bearing finance is available on orders over £500.00 inc VAT with term periods of 24, 36 or 48 months, subject to conditions and status.

 

Trade prices and sale items are excluded from finance. Please be aware that our finance options may not cover certain brands, ranges or products. Finance for kitchens excludes all kitchen appliances and worktops (finance can only cover kitchen units).

 

Close Brothers are one of the UK’s only specialist provider of Retail Point of Sale Credit, providing finance options for many years through it’s industry leading online paperless processing system. If your finance application is successful, you will enter into a Credit Agreement with Close Brothers Retail Finance, which will be administered by Close Brothers Group PLC, which is authorised and regulated by the Financial Conduct Authority. Close Brothers Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Authority and the Prudential Regulation Authority under registration number 124750.

 

Island Bathrooms acts as a credit intermediary and offer credit products provided only by Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brother Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit www.closeretailfinance.co.uk. Trade prices are excluded from finance. Finance is only available to UK residents over 18, subject to status, terms and conditions apply.

 

Should you choose to cancel your credit agreement with Close Brothers Retail Finance and have already received your goods from us, then you will be liable to pay Close Brothers Retail Finance, in full, for the products (unless your cancellations rights apply).